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Mortgage Rates Up Slightly

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Mortgage rates continued to climb this week, with the average rate on the benchmark 30-year fixed mortgage rising for the third consecutive week, to 3.86 percent according to Bankrate.com’s weekly national survey. The average 30-yearfixed mortgage has an average of 0.42 discount and origination points. But, let’s keep these numbers in perspective. These rates are […]

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Creating Escapes at Home

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While vacationing on a secluded island for peace and relaxation would be a wonderful retreat, you can remove some of the hustle and bustle of your daily routine by creating peaceful escapes throughout your own home. The bathroom, for example, is the only place where you can shut the door and have complete “you time” […]

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5 Great Tips for Buying a Home

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With so many great homes on the market and historically-low interest rates still intact, Buyers can find their dream home at record-breaking values. It takes a little homework and preparation to get that home at the best price possible. But, with help, Buyers’ dreams can come true. To help buy a home at the best […]

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Keep Clean: Tips to Battle Stains

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Nothing ruins a new outfit or clean carpet faster than a stain. But between eating on the fly, entertaining friends and taking care of the family, spills happen! “It’s no accident that July honors one of our most fun but also messiest foods,” Bob Kearn, president and CEO of COIT, said, noting that July is […]

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Downsizing 101: Where Do I Start?

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There are many reasons to consider downsizing your living space. Maybe you just want less house to maintain and less “junk” to look after. Perhaps your nest is empty and you just don’t need all that space. Or you may be looking for a change of venue; moving to a more urban setting will likely […]

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Smart Advice for Bathroom Renovations

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When considering bathroom renovation, whether you choose to do an extensive remodel or a smaller project, most kitchen and bath designers agree on these tips: Take size into account. A sleek, stylish glass shower enclosure helps your bathroom appear more spacious, and in most instances, a frameless shower enclosure will provide the cleanest, most open […]

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Five Ways to Maximize a Small Kitchen

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A small kitchen can quickly become cluttered and feel cramped. According to Consumer Reports, a few small upgrades can make a big improvement. To maximize the space you have, rethink where you store things, especially if counter space is at a premium. Here are five additional ways to make every available inch count: Place your […]

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The Most Expensive DIY Mistakes

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Do-it-yourself home improvement can be a great way to add value to your home without having to pay builders or plumbers to do the work. But even the simplest of DIY jobs can quickly turn into an expensive mess when tackled incorrectly. Here’s a look at some of the most costly DIY mistakes to avoid […]

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30-Year Fixed-Rate Mortgage Averages 3.66 Percent

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Freddie Mac recently released the results of its Primary Mortgage Market Survey® (PMMS®), showing average mortgage rates easing amid worsening economic indicators. Both the 30-year fixed and the 5-year ARM registered new average record lows. The 30-year fixed-rate mortgage (FRM) averaged 3.66 percent with an average 0.7 point for the week ending June 21, 2012, […]

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Save Money, Protect Your Home This Summer

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After an abnormally warm winter and spring, many homeowners have already begun sweating the inevitable increase in their electricity usage that arrives along with warm summer weather. In addition to the longer days and more frequent thunderstorms most regions experience every summer, the Farmer’s Almanac is predicting record high temperatures across the country in 2012. […]

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