What is Owner’s Coverage?

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When a lender is insured for the Lender’s Policy, they are assured that they’ll be in first-place-position as a lien holder. In other words, they are insured that the mortgage that you, the buyer, are getting will be paid first if the loan is not paid and the mortgage company has to foreclose. When you […]

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Real Estate Tips for Retirees Planning to Downsize

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For most retirees, their golden years mark a financial shift in life. They go from building and saving wealth to living off what they’ve amassed and social security. Since many retirees’ largest investment is their home, it’s only logical that figuring out their retirement living situation, and how it fits into their investment strategy, is […]

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Biggest Questions Facing Real Estate in 2021

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Housing markets weathered a challenging 2020 with a strong second half. But will the positive trends hold? Here are the five biggest questions for real estate, and who should care most, looking ahead to 2021. As the saying goes, hindsight is 20-20. With a turbulent year drawing to a close, we’re keenly aware of the […]

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Home Renovations With the Best ROI

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Whenever you sink money into improving a home, there’s an opportunity cost. Spend $20,000 on a bathroom remodel, and that’s $20,000 you won’t have available for another project. As such, it’s important that you understand which home renovations offer the best return on investment. This holds true whether you’re flipping houses for a living or […]

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What I Wish You Knew About Selling Your Home

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There’s no magic formula for selling your home, but there are principles and methods that work. The problem lies in getting homeowners to embrace these best practices.  Understandably, the sellers, who have lived in the home for years, consider themselves the de facto experts on the best way to present and sell their house. But […]

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Tips for Being Cozy in Your Home

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As winter plods along, you may wish you could just hibernate until spring — and that may be more true than ever this year. But there is, indeed, joy to be found in the quieter months of the year. When it’s cold and rainy out, and you’ve been stuck inside for — who knows how […]

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How to be a Responsible Homeowner

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Owning a home is a huge accomplishment; one that benefits you and your family and much as it benefits your community. People who transition from renting to owning a home are more likely to vote, get involved in their community and take care of their home’s appearance. Homeownership is also a big commitment, and you’ve […]

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Selling Your Home During the Holidays

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The holidays have arrived and so has the time of year when home sellers wonder whether they should keep their properties on the market or take them off. Or if owners haven’t listed their home yet, they may be asking themselves if they should wait until spring or brave the winter real estate market? Trying […]

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Understated Holiday Decor Ideas

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Rich reds, Santa Claus sculptures, and plump trees decked with all the bells and whistles aren’t for everybody. Some prefer to complement their year-round decor with chic, minimalist touches that capture the holiday season. They trade the massive tree for a sparse and simply decorated one. They line the mantel with creams and golds instead […]

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How to Keep Your Home Warm

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As the cold winter air begins to batter the outside of our homes, many of us will be trying to keep the inside warm and toasty – but this can often see bills creep up. Thankfully, there are lots of ways you can keep cosy this winter without splashing the cash. Turn it down a […]

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How COVID-19 Impacts Real Estate

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For everybody — and certainly those in property management and the real estate industry — this entire year has been a big question mark, or maybe an endless string of curse words. But I don’t think the real estate market is in as big of trouble as it may look. If you’re wondering what your […]

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How to Storm-Proof Your Home

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The weather in the US has reached a point where it’s completely unpredictable, and you never know when your area will get hit by heavy storms. Even if you have a home insurance cover, you must still prepare for the worst because who wants to start afresh after a storm? Storm-proofing homes are essential whether […]

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Tips for First-Time Real Estate Investors

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Real estate investing can be an extremely lucrative venture, especially now with the COVID-19 pandemic bringing interest rates on mortgages to an all-time low. If you’re ready to begin investing, now might be the time. However, real estate investing isn’t for the faint of heart. You might not see profits right away, depending on the […]

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Tips That Every New Homeowner Should Know

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Congratulations! You’ve just purchased your first home. Buying a home is a smart investment and offers a lot of benefits for you and your family. But owning a home also comes with a few disadvantages, like not being able to call your landlord when something goes awry. But don’t worry. I have some homeowner tips […]

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Innovative Tips for First-Time Home Buyers

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First-time home buyers have to absorb a lot of information about a process that can drastically impact their long-term financial condition. It’s important to do your research long before starting the process, and to stick to credible sources with your best interest at heart.  Here are some tips for first-time home buyers you may not […]

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Bathroom Shower Remodel Ideas

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To trend or not to trend; that is the question. No one wants an outdated look after spending the time and money renovating a bathroom, but kitchen and bathroom remodels often stay with the home for around 15 years. So how do you create a clean and classic design that still meets current trends? Take […]

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Fun Backyard Ideas for the Fall

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Summer may be over. The pool cover may be on. But autumn doesn’t mean abandoning your backyard for the warmth of your home. There is still a lot of outdoor living to be done. Hot tubs, outdoor saunas, outdoor video and sound systems, and fire pits add to the feeling of homeyness. Business owners of […]

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Create an Evacuation Plan for Your Pets

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An evacuation plan is a necessity for every home, especially if you live in an area where fires, earthquakes, hurricanes, flooding, and other disasters are a possibility. Many homeowners create evacuation plans for their homes and practice them with their kids, but far fewer have considered one for their pets. Take these steps to add […]

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When to Refinance

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Refinancing your mortgage is something most homeowners consider at least once throughout the lifespan of their home loan. It allows you to pay off your previous loan by applying for a new one that has better financial advantages. While there are many good reasons to refinance, here are five common ones. Scoring a lower interest […]

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Prepare Your Home for the Winter

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The days are getting shorter, and the nights are getting cooler. Fall has arrived, and it’s time to think about getting your home and yard ready for the seasonal changes ahead. Take care of these 12 tasks to get your home clean, warm and cozy for the cool days to come. Fix cracks in asphalt […]

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Increase Your Home’s Resale Value

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Some of us might be feeling a little stir-crazy, but others are taking the opportunity to tackle home improvement projects. You may decide to change up your space for your personal enjoyment or comfort, but if you’re a homeowner looking to sell, it’s worth considering which projects will not only look good but offer the […]

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Criteria for Pricing Your Home

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When you put your home up for sale, one of the best ways to determine the asking price is to look at comparable sales. There’s rarely a perfect apples-to-apples comparison, so a pricing decision often relies on comparisons to several recent sales in the area. Here are five criteria to look for in a sales […]

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Prepping Pets for the Move

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Your moving day is set and it’s time to start preparing. As you’re making your lists and checking them twice, don’t forget to factor in your furry friends. Here are some tips for making sure the process goes smoothly. Medical records When moving to a different city or state, one of the main things you […]

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Knowing When to Refinance

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Refinancing your mortgage is something most homeowners consider at least once throughout the lifespan of their home loan. It allows you to pay off your previous loan by applying for a new one that has better financial advantages. While there are many good reasons to refinance, here are five common ones. Scoring a lower interest […]

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Priority Tasks For Your Move In

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Moving into a new home is an exciting time, and you’re probably daydreaming about decor and paint schemes and new furniture. But before you get into the fun stuff, there are some basics you should cover first. Change the locks Even if you’re promised that new locks have been installed in your home, you can […]

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